We understand that time is money. Itís why HomeTown Bank has designed a variety of treasury services to help you manage your businessís cash flow efficiently, conveniently, and securely.

Online Cash Management & Bill Pay

Securely manage your business accounts 24 hours a day, 7 days a week from anywhere you can access the internet.

ACH Origination

ACH transactions are an effective way to handle payroll, cash concentration, disbursements and collections. HomeTown's system makes this service easy to use, accurate and secure.

Zero Balance Accounts

Keep your money consolidated where you want it by having funds to cover checks automatically transferred from a master account to a checking account maintaining a zero balance.

Positive Pay

A fraud prevention tool that ensures items presented for payment against a customer's account are verified against an issued file prior to being paid.

Reconciliation Services

An efficient way of managing business accounting, cash flow, paid checks, account reporting and expenses.

Multiple Sweep Options

- Line of Credit Sweep
- Premier Money Market Sweep
- Dual Sweep Line and Money Market

Merchant Processing

Maximize your sales by accepting debit and credit cards in addition to cash and checks. Learn more.

Customer Payment Portal

Secure solution to allow small businesses and not-for-profits to accept online donations and payments.

Remote Deposit Capture

Prepare and submit deposits electronically from your office at your convenience. Contact us for details on this time- and money-saving service.

Payroll Solutions

Through a local provider, we offer the product line of a national payroll company with the one-on-one customer service experience that you would expect from a hometown company.


One of the greatest challenges for any business owner is to attract and retain quality employees. Get an edge by incorporating our HomeTown@Work program. You will be providing valuable banking benefits to your employees at no cost to you.