BUSINESS CHECKING ACCOUNTS

From HomeTown Free Business Checking to Commercial Checking, HomeTown Bank simplifies the banking process with a line-up of money-saving business checking accounts.
 


Free Business Checking

A free checking account that is perfect for most businesses

Star Business Checking

An account for growing businesses with moderate activity

Commercial Checking

For businesses with more complex banking needs and cash management service

Business Interest Checking

An interest-bearing account for businesses

HomeTown Community Checking

Great for community not-for-profit organizations

IOLTA Checking

Specially designed for those that are responsible for managing escrow accounts. The interest earned benefits the underprivileged via the Legal Services Corporation of Virginia.

 

  Free Business Checking Star Business Checking Commercial Checking Business Interest Checking HomeTown Community Checking IOLTA Checking
Ideal For A totally free checking account that is perfect for most businesses An account for growing businesses with moderate activity For businesses with more complex banking needs An interest-bearing account for businesses Great for community not-for-profit organizations Certain Attorney Accounts
Earns Interest NO NO Earnings Credit YES YES YES
Cash Deposit Services Up to $10,000 coins and currency deposited/exchanged free per month Up to $20,000 coins and currency deposited/exchanged free per month; then just $1.50 per $1,000 over $10,000 Coin and currency deposited/exchanged just $.50 per $1000 deposited Up to $10,000 coins and currency deposited/exchanged free per month; then just $1.50 per $1,000 over $10,000   N/A
Balance Requirement/ Monthly Charge $0 Maintain a $10,000 monthly balance to avoid a $20 service charge $15 monthly service charge. Earnings credit allowance on deposit balances may offset activity fees. Maintain a $5,000 monthly balance to avoid a $12 service charge Maintain a $5,000 monthly balance to avoid a $12 service charge N/A
Monthly Transactions 250 free monthly transaction items include all debits and credits 500 free monthly transaction items include all debits and credits Transaction items are just $.15 each 250 free monthly transaction items include all debits and credits N/A Service charge of $15.00 deducted from interest before remitting to Legal Services Corporation of Virginia
Opening Deposit Only $50 needed to open!