HOMETOWN CREDIT CARDS

We now offer two great credit cards with various benefits, based on your preferences. If you have questions on what card will best suit your needs, please give us a call at 540.345.6000 or visit a branch to discuss further.

Introductory Offer:


0% fixed introductory APR on purchases for six billing periods. Variable APR after that. (Platinum APR is currently 10.24% - 11.24% and Classic APR is currently 15.24%)

3.99% fixed introductory APR on balance transfers for six billing periods from date of transfer. Variable APR after that. (Platinum APR is currently 10.24% - 11.24% and Classic APR is currently 15.24%)
 



A classic, no-frills Visa® credit
card with a competitive rate



A platinum Visa® credit card for customers with strong credit

HomeTown Gold Visa®

No annual fee

Competitive interest rate

Great credit card for those looking to build credit

View details

HomeTown SmartRate Elite Visa®

No annual fee

Our lowest  available interest rate

Simple and straightforward

View details

HomeTown Cash Rewards Elite Visa®

No annual fee

Earn 1% cash back for every $1 spent

Earn unlimited cash back

Receive an automatic credit annually

View details

Click here to learn about our Business credit card. Credit cards subject to credit approval. Terms and conditions subject to change.