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Debbie Carpenter is HomeTown Bank’s residential mortgage and construction lending expert. A graduate of Virginia Tech, Debbie has lived in the New River and Roanoke Valleys for nearly 30 years. She is an active member with the Roanoke Regional Homebuilders Association and with 26 years in mortgage and construction lending, she has helped many people build their dream home. As Vice President and Mortgage & Residential Loan Officer, Debbie also manages the bank’s portfolio mortgages.

“Not many things are more personal and rewarding as our homes, so it is my pleasure to coordinate and educate clients through the whole spectrum of planning their home, from lot purchase through construction and permanent financing. As your consultant throughout the process I will partner with you to answer your questions and assist you in this exciting venture.”

Debbie Carpenter
VP, Mortgage & Residential Construction Loan Officer
NMLS # 786503
540.278.1712 office
540.818.3355 cell