Life is full of expenses, sometimes planned and sometimes unexpected. Whatever the need, you'll want the best possible loan with the most benefits for you. At HomeTown Bank, we make our decisions locally. We also understand urgency, which is why we work quickly to meet your needs. We focus on long-term client relationships, not simply on transactions and our retail staff offers unparalleled high-touch service. Let one of our experienced loan specialists assist you today. 

Home Equity Loans & Lines of Credit

Consolidate your loans and save money with our Home Equity Line of Credit, Home Equity Loan or combination of the two.

Personal Installment Loans

HomeTown Bank provides loans for cars, boats, recreational vehicles or other major purchases. We offer competitive rates and a quick approval process.

Residential Mortgages

Finding the right lender is just as important as finding the right house. Whether you are looking to buy a new home or refinance an existing home, talk to HomeTown Mortgage today.

Residential Construction-to-Permanent Loans

We can customize your loan from the land purchase and construction financing to the final mortgage.

Consumer Credit Cards

We offer three platinum credit cards to meet your individual priorities and lifestyles. Each card offers competitive annual percentage rates and depending on your preference, you can collect cash back or reward points every month simply by using your credit card. 

Standard credit criteria will apply for all loan products and services.