PERSONAL CHECKING ACCOUNTS

From totally FREE checking to interest checking, HomeTown Bank offers a checking account that's tailored to your needs. Our personal checking accounts come standard with many helpful features. The following is an overview of the personal checking accounts offered at HomeTown Bank. Let us help you determine which account is right for you. View our Switch Kit for added convenience.

Every new personal checking account includes FREE debit card, waivers of other banks' ATM fees, FREE online banking and bill pay, FREE e-statements, FREE mobile banking, FREE 24-hour banking, FREE notary service, FREE personal use of "Coin Counter," unlimited check writing and buy-back of your unused checks and old debit cards (up to $10).


HomeTown Free Checking

A TOTALLY FREE checking account for everyone!

HomeTown Advantage Checking

A competitive interest-bearing checking account

HomeTown Star Checking

A fully-loaded checking account for those with higher balances

  HOMETOWN FREE CHECKING HOMETOWN ADVANTAGE CHECKING HOMETOWN STAR CHECKING
ACCOUNT FEATURES A totally FREE checking account for anyone A competitive interest-bearing checking account. A fully-loaded checking account for those with higher balances
Free Checking + Perks available to customers age 50 and better
INTEREST-BEARING NO YES YES
DEBIT CARD
& CHECKS
Free debit card and
first order of checks free
Free debit card and
first order of checks free
Free debit card and free wallet-style checks
ATM WAIVERS
Waive up to $10 of other banks’ ATM fees per month Waive up to $10 of other banks’ ATM fees per month Unlimited waiver of other banks’ ATM fees
FREE OR DISCOUNTED
SAFE DEPOSIT BOX
N/A $10 discount available on annual rental Free small safe deposit box or discount of $40 per year on a larger box
CASHIER'S CHECKS N/A One free per statement cycle Unlimited
STATEMENT OPTIONS Free monthly e-Statement or paper statement Free monthly e-Statement or paper statement Free monthly e-Statement or paper statement with free check images
MONTHLY SERVICE
FEE
$0  $8 can be avoided when you maintain a $1000 average monthly balance  $12 can be avoided when you maintain a $2500 average monthly balance or $10,000 combined balance**
OPENING DEPOSIT Only $50 needed to open!

Every new personal checking account includes:

  • FREE Debit Card
  • Waivers of other banks’ ATM fees (amount varies by account type)
  • FREE Online Banking and Bill Pay
  • FREE e-Statements
  • FREE Mobile Banking
  • FREE 24-Hour Telephone Banking
  • FREE Notary Service
  • FREE personal use of “Coin Counter”
  • Unlimited check writing
  • Buy-back of your unused checks and old debit cards (up to $10)
     

Free Checking + Perks available to customers age 50 and better includes FREE wallet-style checks and FREE return of check images with monthly statement.

Back to School Promotion:

Open a new checking account with a qualifying service and we'll give $25 to a local school of your choice.*
A qualifying service is a debit card, online banking, or direct deposit. Bank on our future!

*This does not qualify as a tax-deductible donation on the recipient’s tax return. Donation will be made within 90 days of 1st direct deposit or activation of debit card or online banking. ATM fee waivers vary by account type. Limited Time Offer.