PERSONAL CHECKING ACCOUNTS

From Totally FREE checking to interest checking, HomeTown Bank offers a checking account that's tailored to your needs. Our personal checking accounts come standard with many helpful features. The following is an overview of the personal checking accounts offered at HomeTown Bank. Let us help you determine which account is right for you. View our Switch Kit for added convenience.

Every new personal checking account includes FREE debit card, waivers of other banks' ATM fees, FREE online banking and bill pay, FREE e-statements, FREE mobile banking, FREE return of check images for easy record keeping, FREE 24-hour banking, FREE notary service, FREE personal use of "Coin Counter," unlimited check writing and buy-back of your unused checks and old debit cards (up to $10).


Totally Free Checking

A FREE checking account for everyone!

Advantage Interest Checking

A checking account for customers 50 and better!

Direct Interest Checking

Checking with the convenience of direct deposit or any automatic payment!

Star Checking

A checking account for those interested in higher interest! 

  TOTALLY FREE CHECKING ADVANTAGE INTEREST CHECKING DIRECT INTEREST CHECKING STAR CHECKING
ACCOUNT FEATURES A totally FREE checking account for everyone. An interest checking account for customers 50 and better Interest checking account that
rewards you for using HomeTown
electronic banking
A high-yield account for those interested in higher interest
INTEREST-BEARING N/A Competitive interest rates Competitive interest rates Higher interest rate with a balance of
$1,500 or more; competitive interest
if balance falls below $1,500
DEBIT CARD
& CHECKS
Free debit card and first order of personalized checks free Free debit card and free personalized checks for life Free debit card and first order of personalized checks free Free debit card and free personalized checks for life
AUTOMATIC WAIVERS OF OTHER BANKS' ATM FEES Waive up to $10 of other banks’ ATM fees per statement cycle Waive up to $10 of other banks’ ATM fees per statement cycle Waive up to $10 of other banks’ ATM fees per statement cycle Unlimited waiver of other banks’ ATM fees
FREE OR DISCOUNTED
SAFE DEPOSIT BOX
N/A $10 discount available on annual rental $10 discount available on annual rental Free small safe deposit box or discount of $30 per year on a larger box
MONTHLY SERVICE
WITH CHARGE
N/A N/A N/A Only $6 if balance falls below $1500
FREE CASHIER'S CHECKS N/A One free per statement cycle One free per statement cycle Unlimited
OPENING DEPOSIT Only $50 needed to open!

Every new personal checking account includes:

  • FREE Debit Card
  • Waivers of other banks’ ATM fees (amount varies by account type)
  • FREE Online Banking and Bill Pay
  • FREE e-Statements
  • FREE Mobile Banking
  • FREE return of check images for easy record keeping
  • FREE 24-Hour Telephone Banking
  • FREE Notary Service
  • FREE personal use of “Coin Counter”
  • Unlimited check writing
  • Buy-back of your unused checks and old debit cards (up to $10)