PERSONAL SAVINGS

Personal Money Market

This money market savings account eanrs higher interest rates on your money while having the ability to access your funds at any time. 

FEATURES

  • Tiered interest rates that pay more for higher balances
  • Opening deposit of $100
  • Unlimited deposits & in-person withdrawals (including ATM)
  • Other withdrawals limited by regulation to six per month
  • Overdraft protection when linked to your checking account 

*Monthly service charge of $10 waived with $2,500 balance.

Goal Setter Savings

A premium savings account that helps you save automatically each month by drafting weekly, biweekly or monthly from your HomeTown Bank checking account. 

FEATURES

  •  Receive a premium variable interest rate for balances below $25,000 
  • Opening deposit of $50 
  • Unlimited deposits & in-person withdrawals (including ATM) 
  • Other withdrawals limited by regulation to six per month 
  • No minimum balance or monthly service charge 
  • $5 minimum auto-transfer required from your checking account monthly 
  • Overdraft protection when linked to your checking account

Acorn & Oak Savings

A great savings account choice for seniors. 

FEATURES 

  • Premium variable interest rate 
  • Opening deposit of $25 
  • Customers 60 and over pay no monthly service charge regardless of account balance 
  • Unlimited deposits & in-person withdrawals (including ATM) 
  • Other withdrawals limited by regulation to six per month 
  • Overdraft protection when linked to your checking account 

*Monthly service charge of $5 waived with $100 balance for those under 60. 

For those interested in higher FDIC insurance coverage for money market or CD products, please see the CDARS and ICS insert.  

Teen Advantage

Whether you are saving for your first car or for college, the supercharged interest rate on Teen Advantage can help you reach your goals! This savings account is designed exclusively for teens between the ages of 13 and 17. Be Smart. Start Saving! 

FEATURES 

  • Premium variable interest rate 
  • Start an account with just $10 
  • Unlimited deposits & in-person withdrawals (including ATM) 
  • Other withdrawals limited by regulation to six per month 
  • No minimum balance or monthly service charge 
  • Free online banking 
  • Free HomeTown Bank ATM card 
  • Unlimited access to HomeTown ATMs

HTB Kids' Club

The HTB Kidsí Club is HomeTown Bankís new club for children 12 and younger who open a Kidsí Club Savings Account. The Kidsí Club was created to make saving money fun and teach children about the importance of saving money.Each Kidsí Club member receives a FREE Homer the Piggy bank so they can start saving immediately.

ACCOUNT DETAILS

  • Premium variable interest rate 
  • Start an account with just $10 
  • Unlimited deposits & in-person withdrawals
  • Other withdrawals limited by regulation to six per month 
  • Track your progress with free online banking and quarterly bank statements as well as a savings passbook
  • No minimum balance or monthly service charge 

MEMBERS ALSO RECEIVE:

  • A FREE Homer the Pig Piggy Bank
  • An HTB Membership Card
  • A birthday card on the member's birthday
  • A savings activity book
  • A savings passbook to track their progress